A rider must be able to quickly adjust the stirrups without taking the foot out and while keeping one hand on the reins and it should take a few seconds only. Sure you'll have to practice to be able to do this. I used to adjust my stirrups while trotting or cantering. :-)
Anyone who feels that this might be too difficult, check out this video: http://www.barnmice.com/video/metropolitan-mounted-police
Make sure you get to the end. What wonderfully trained horses! And riders with independent seats and hands. WOW!